I wanted to send you this note to let you know I’m the San Bernardino Attachment Parenting Examiner for Examiner.com. You can find my page at http://www.examiner.com/x-25628-San-Bernardino-Attachment-Parenting-Examiner. If you have a moment, give it a read. I’d love to know what you think!

Examiner.com is ranked as one of the top 100 websites in the United States by Quantcast.com. It is made up of thousands of informed writers contributing useful, informative articles every week. They’re fast becoming the go-to source for local information throughout North America.

Examiner.com asked me to refer anyone I know who might be a good Examiner and I thought about you.  I think Examiner.com might be a good way for you to share your expertise, reach a large audience, establish yourself as an authority, and make some extra money.

I think you would do well, so if you’d like to learn more, you can read up on Examiner.com; or if you’re ready, you can apply now. If you decide to apply, would you mind letting them know I referred you? Currently, Examiner.com is paying a $50 referral bonus for each person that I refer as long as their application is accepted. If you forget my ID number when applying, I won’t receive the credit for your referral. Keep in mind that this program is also open to you once you are accepted as an Examiner!

This video will make it clear how to tell them I sent you. If you have any questions you’d like to ask me before you apply, please let me know. Thanks for taking a look at my page, and if you decide to apply, good luck!

So who helped me change my life in 2008 and how did they do it?

1. Courtney Tuttle – This was one of the first blogs I started reading when I decided to start blogging.  I got this blog’s theme from his site and when I contacted him regarding my ambitions, he actually responded!  Now I also follow him at The Keyword Academy.
2. John Chow – I think every potential blogger comes across this name when they look into making money online.  I really learned a lot from reading his free ebook and he even helped me out during a very difficult time in my family’s lives this year.
3. Caroline Middlebrook – Her free eBook on Niche Sites was absolutely wonderful and taught me a new way of setting up blogs to make money.  I especially appreciate her candidness when speaking of her own life.
4. Amy Bass – The Niche Blogger has been very life changing for me.  I’ve learned many of the ins and outs of SEO and think this has the potential to get me to the income level I need to stay at home this year.
5. Josh Spaulding – This was a recommendation from a friend and he was described as having good advice and being very down to earth.  His free eBook – The $5 Mini-Site Formula – got some very quick results for me.  I really like the techniques he recommends and appreciate his kind nature and the fact that he personally responded to me when I emailed him.

So, as 2008 draws to a close, I’m very much looking forward to the coming year.  I know 2009 is going to be the year where I see more success online than I ever have and where, in conjuction with saving money, we’re able to pay off even more debt and live comfortably.

Anyhow, I just got some exciting news in my email – you can now get a FREE 3-day trial to see if this is the program for you!  You have absolutely nothing to lose and I just know that once you see what the program is all about that you will want to become a member.  It doesn’t matter if you are an absolute beginner or if you have some experience, there is something for everyone.

I hope that others out there who are dreaming of quitting their job or possibly supplementing their current income can use this program to turn their dreams into reality.  If at any point you have any questions, I’d be happy to help you out.  I’ve been doing this for 3 months now, so I think I might know a thing or two

Well, now we’ve had some changes in our household (more on that in the coming days) and I’m ready to take this journey to the next level.  Saving money is not enough – I need to earn more money as well.  I know it can be done, but figuring it out on my own could easily take several more years and frankly, I don’t have that much time.

That’s why I was very happy to learn about a new program that Amy at My Debt Free Goal is offering.  It’s called the Niche Blogger and it teaches you, step by step, how to create your own niche empire.  I know that she has been very successful and would be very knowledgeable on the subject.  And the best part?  It is COMPLETELY affordable for even the most low budget person.

I’ve been with the program for about 3 weeks now and have already set up one blog, with three others close behind it.  There’s a great support forum as well so that you can communicate with others who are in the program with you.

So, if you’re looking to earn money blogging, but don’t know where to start, this is definitely the program for you.  From start to finish, she’ll hold your hand every step of the way.

She will be hosting three of my links shortly The links have been posted and used and if anyone needs another, I have plenty! Here is one to get you started:

Open an ING Account with $250 and get a $25 bonus   Used THANK YOU!

Open an ING Account with $250 and get a $25 bonus

And do you know what the best part of it is? I earned all of those points by merely clicking on the links in my emails saying that I read them. I haven’t bought anything, given my credit card number or signed up for ANYTHING! If you didn’t sign up last time, I encourage you to check it out – what do you have to lose?

I believe the benefits vary by state, but I would seriously like to recommend Washington Mutual’s Free Checking Account. Some of the key benefits include:

• Free Checks for Life
• Free Wire Transfers
• Free ATMs
• Free Online Banking
• Free Check Safekeeping
• No Monthly Fees
• Free Identity Theft Services
• Free Account Alerts

Here in California (not sure which other states offer this), we also get:

• Free ATM Withdrawals Worldwide
• Free Gold Debit Mastercard with Rewards (I’ll come back to this later)
• One Free Overdraft or Bounced Check Refund Per Year
• Free Outgoing Wire Transfers

At first glance you may not see anything special, but there are three particular things about this account that stick out to me.

1. Free Checks For Life – Unless you can get a promotional offer, checks can be a little pricey. They cost about $20 a box and depending on how many checks you write, it can add up. Hypothetically, let’s say you write about 15 checks a month. At that rate you will use about a box a year. Savings: $20 a year
2. Free Gold Debit Mastercard with Rewards – Every time I use my debit card, I earn .03¢. I LOVE to earn money by doing things that I normally do anyhow. We opened our account in May and so far I have accrued $11.46. The rewards will be deposited on our account anniversary date, so we still have 6 months. Earnings: $23.00 a year
3. One Free Overdraft Charge Refund Per Year – I’ll confess – I don’t make it a habit of bouncing checks, but life happens. I’ve already used my free overdraft this year. Savings: $30.00 a year

If you do wire transfers or use ATMs you can save more money, but these were the three that apply to me most often. Based on that, when May 2008 rolls around, I will have $73 more in my pocket than if I had gone with another bank. Sounds like a pretty smart decision to me.

I’ve been a member of My Points for almost 10 years (and I cross my heart and hope to die that they are legit). They send emails to you at your preferred frequency and you click a button at the bottom of the email to say that you’ve read the email. From there, you receive 5 or 10 points just for reading the email and many times you’ll receive even more points for taking advantage of the offer in the email.

Very very simple and does not consume much time. After you’ve accumulated enough points, you can redeem them for gift cards to various merchants, restaurants, gas stations, etc. It used to take a couple of weeks before you would receive your card, but during my last redemption about a week ago, it only took 2 days to receive my $25 gift card for Walmart!

So, as you can see – I did indeed get something for nothing…ok, almost nothing.

Check it out here: Join MyPoints NOW!